Mahabir Singh

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Golden rule insurance company

>> Monday, May 5, 2008

Golden rule insurance company

Golden rule insurance company has earned a lot of fame in the health insurance market by introducing a wide variety of coverage at reasonable rate. It has been rated as “A” (Excellent) by A.M. Best. Standard and Poor’s has rated it as “A+”. They rate the insurance organizations focusing on the financial strength and stability of the organization.

The company has dedicatedly served the individuals and families across America for over 60 years. It provides more than 90% of health claims with 10 working days or less.

The chief intention of Golden rule Insurance Company is to offer quality health and affordable health insurance for families and individuals in times of physical or mental stress. In the year 1993, the Medical Savings Account has also been introduced by the company which is now known as Health Savings Account.

Personal Health Insurance Plans, Health Savings Plans, Short Term Medical Plans and Medicare Supplement Plans are the health plans available at the Golden Rule Insurance Company.

Golden Rule Aims at:

Ø We pay respect and value to every people and their viewpoint.

Ø We intend to maintain a transparency in the reporting as well as the regulatory relationships. We welcome criticisms in a positive note and try to improvise.

Ø We focus on offering the best service for the benefit of the health of the individuals and the family. We wish to shape the lives of people with our dedicated service.

Ø We strive to improve in order to cater to the needs of the shareholders, customers and community. We aim at implementing scientific business strategies to improvise and also maintain the lower cost.

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High Deductible Health Plan

High Deductible Health Plan

The Health Savings Account is the tax favoring savings account that is introduced to help you pay the medical expenses free of tax. It is strategically structured to work with the High Deductible Health Plan.

Health savings account provides you the opportunity of depositing tax-deductible funds into the account that can be utilized to cover the medical expenses, the Health Savings Accounts helps you to decide about your own health. This is an insurance scheme that is responsive directly to the individual potential consumers instead of the third-party payers. This is indeed the idea of consumer driven health care.

The following are the ways you can be benefited by the Health Savings Account:

Ø It is indeed a comprehensive medical coverage. It is a one calendar year deductible every family.

Ø The amount of money contributed to the Health Savings Account during the tax year is deductible from the gross income.

Ø You can cater to your medical or pharmacy expenses with your debit card.

Ø The contributions that are done through the payroll are made tax free by the employees.

Ø It is for the purpose of tax that the contributions made by the employer are not added in the gross income.

Ø If the Health Savings Account bears interest, the earnings are tax-deferred. There is no need to pay federal taxes in case the amount is being spent on the proper medical expenses.

Ø The amount deposited in the Health Savings Account will help you to pay the medical expenses both covered and not covered by the health plan.

Ø The amount that has been contributed by you is tax-deductible and is transferred during retirement or change of jobs. In other word, Heath Savings Account is portable.

Insurance is always a safer way to protect yourself. Check out the different health insurance plans from Golden Rule.

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Cosmetic Laser Treatment

Cosmetic Laser Treatment

Laser treatment has emerged for curing scars from burns, acne and plastic surgery. Cosmetic laser treatment is pretty expensive in comparison to the non-surgical treatments. However, the professionally trained licensed professionals must only administer the treatments. People suffering from the problems like acne benefit from the laser treatment.

The cosmetic laser treatment incorporates a two-step process. In the initial stage, laser is used for killing the skin bacteria which is responsible for acne. It restricts the current infection. Then the laser is used for shrink skin’s oil-producing glands. It also restricts the recurring eruptions. The experts use the same method in removing scar and wrinkles. Though Erbium laser is not that effective, there always lies the less risk of complications. If you want to use a more effective method you can try out the CO2 laser. Lasers can be used for the removal of tattoos. During the treatment, the color of the tattoo is destroyed without harming the skin. The most effective laser is the Q-switched. In this type three different types of lights are used for the treatment. Laser treatment is also used for the removal of unwanted hairs from the body.

However, with the advancement of technology, the Neodymium is considered to be the most beneficial in the recent times. But always remember it is not useful for the people with grey, blond or white hair.

If you have any interest in these types of cosmetic laser treatment remember to educate yourself. Then find out the experienced professional for the treatment.

Insurance is always a safer way to protect yourself. Check out the different health insurance plans from Golden Rule.

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Healthiest fruit

Healthiest fruit

We all like to have fruits in our regular diet. But we are hardly aware which of the fruits are the healthiest. Is it orange, grape, apple, mango or papaya? Undoubtedly, fruits are the source of large quantities of vitamins, phytonutrients, minerals which our bodies cannot survive without.

It is always necessary to increase the intake of food since we always run the risk of consuming synthetic toxins in the food. We also need to have more fruits to save ourselves from the risk of cancer and heart diseases. If we do not have balanced nutritious food we may suffer from the serious diseases.

However, our prime concern regarding fruits must be which fruits are the healthiest and nutritious. Our body needs to fight against serious diseases and so it requires nutrients. We must have at least thirty pounds of fruit.

Apple is considered to be one of the healthy fruits. Apples are rich in phytonutrients. You can also have oranges since it is rich in vitamin C and bioflavanoids. Bananas are rich both in trace minerals and potassium. Fruits like mangoes and papayas are rich in antioxidants.

So, consumption of fruits can be considered to be one of the essential factors of good health.

Insurance is always a safer way to protect yourself. Check out the different health insurance plans from Golden Rule.

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